Article: Statement to the Congress.(Federal Reserve's position on Savings Association Insurance Fund, deposit insurance)(Transcript)

Statement by Alan Greenspan, Chairman, Board of Governors of the Federal Reserve System, before the Subcommittee on Financial Institutions and Consumer Credit of the Committee on Banking and Financial Services, US. House of Representatives, August 2, 1995

I am pleased to be able to appear here today to offer my thoughts on the status of the Savings Association Insurance Fund (SAIF) and on deposit insurance more generally.

The combination of deposit insurance and a central bank providing discount window credit has made the contagion of bank runs that often characterized the nineteenth century and the first third of the twentieth century an anachronism. The ...

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