Article: Small Banks Fear Rescue Will Bring Its Own Burden.(impact of Federal Reserve Board's indirect rescue of Bear Stearns Companies Inc. on community banks)

While community bankers accept that the Federal Reserve Board's indirect rescue of Bear Stearns Cos. was necessary to calm financial markets, some are worried about broader implications.

For one, they are concerned that upcoming examinations could be even harsher than usual, further discouraging lending.

Bankers like Nino Moscardi, the chief operating officer at the $375 million-asset Newport Bancorp Inc. in Rhode Island, said they are worried about the impact the Bear Stearns fire sale will have on the psyche of customers and, in turn, local economies.

"In the midst of the mortgage meltdown and the very unfavorable news about the economy, both ...

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