Article: 1st Mariner Bank/NGFS Providing Discounts, Settlement Guarantee: Aiming to compete by adding incentives.

BALTIMORE -- As a means of simplifying the process of getting a reverse mortgage for its senior clients, as well as increase its market share and grow its business, Baltimore-based Next Generation Financial Services, a division of 1st Mariner Bank, is offering new discounts and a settlement guarantee on reverse mortgages.

"We're trying to add value to our senior clients by reducing the expenses associated with reverse mortgages," said Brett Carter, president of NGFS. "Once seniors make the decision to get a reverse mortgage we want to make it as quick and as easy as possible for them."

"As the reverse mortgage industry becomes more competitive, we want ...

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