Article: Economic outlook.(housing prices)(interview of Jacob Vigdor)(Interview)

Foreclosures are on the rise in North Carolina--up 9.4% in 2007 and expected to increase as much as 20% this year. Government help for borrowers and lenders is OK, says one expert, but don't overdo it. After all, it's their own fault. Jacob Vigdor is associate professor of public-policy studies and economics at Duke University. He studied the subprime-mortgage market for the National Taxpayers Union, an Alexandria, Va.-based group that advocates limits on government taxing and spending.

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How did we get into this mess?

In the past 10 years or so, an upward trend in housing prices led people to make questionable decisions. ...

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