Article: Group life insurance toils to survive.

Group life insurance isn't down and out, but it has hit some bumps in the road in recent years, as employers have focused their concentration on rising health care costs.

Despite benefit trends to cut company-paid benefits, group life insurance still remains one of the three benefits that most companies still provide.

Medical benefits, retirement benefits and group life insurance make up the core of almost all U.S. firms' benefits packages.

That's not to say that group life has not taken a hit from its early days of providing lifetime life insurance protection.

In the 1970's, most typical group life insurance programs offered a base ...

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