Article: Mortgage costs are still rising despite the Bank's big freeze.

Byline: Becky Barrow

MORTGAGE costs will continue to climb today even though the Bank ofEngland held interest rates steady at 5 per cent yesterday.

One of the biggest lenders is increasing its rates, adding nearly [pounds sterling]900 a yearto the cost of repaying a typical mortgage.

The move by Alliance & Leicester comes as two City banks warned yesterday thatthe country's housing market is in the grips of recession.

Rising costs for the 11.8million homeowners who have a loan are contributing tofalling house prices.

Michael Saunders, economist at the bank Citigroup, said: 'Something like whatthe U.S. is experiencing in terms ...

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