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Letters.(Letter to the editor)

A reader offers cold comfort to a victim of the California wildfires. A veteran suggests a solution to the home-loan dilemma. The dean of a New York City commuter school points out the benefits of an urban campus. And one reader says a bathroom remodel left her flush with cash.

How lucky can you get? Paul Kassel should consider himself fortunate-not that his house burned down, but that his insurance premiums were so cheap ("My Story," Feb.). Just $3,200 on a $3-million house with $1 million in contents? Unbelievable! Here in Florida, home owners are paying more than that for replacement value on a $300,000 home, with a deductible of at least 5% of the insured value. And ...

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