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Where Credit is Due.(Exterior Contractor)

Where Credit is Due

By Patrick L. O'Toole

At American Siding & Windows, finance has been a key driver for many years

Very few exterior contracting companies are as savvy about offering home improvement finance as American Siding & Windows, Urbandale, Iowa. The $18 million company conducts 75 percent of its business via loans and sees finance as a critical tool for growth, particularly in this softer economic environment. The sub-prime mortgage fallout, along with possible risks of a recession, however, have spurred many lenders to examine their loans with greater scrutiny. Not surprisingly, there have been tweaks to terms and conditions of unsecured loans, and the ...

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