Article: Federal Government To Assume Responsibility For Regulation Of All Consumer Credit.

The Council of Australian Governments ("COAG") yesterday agreed that the Federal Government would assume responsibility for regulation of all consumer credit. This closes the debate as to whether federal regulation in the area would be limited to mortgage lending and related matters. The decision was made two days after submissions closed in relation to the Green Paper issued by Treasury in June where federal regulation of all consumer credit was raised as an option. Consumer credit includes personal loans, credit cards, payday lending and micro loans.

Nick Sherry, Minister for Superannuation and Corporate Law, in announcing this decision described the ...

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