Article: Tech Vision - Toni Merschen - The Head Of MasterCard Worldwide's Chip Centre Of Excellence Talks To Michelle Price About How The Company Is Attempting To Combat Global Online Card Fraud Through Its Two-factor Authentication Model.

Few technological retail banking innovations have proved as spectacularly successful as the humble payment card. From London to Taiwan, the payment card has achieved a status that is both truly mass, and truly global. But the ubiquity of the payment card necessarily brings with it major security challenges: indeed, the ongoing rise of card fraud remains an intractable problem for the global banking industry.

One individual who has keenly observed this trend is Toni Merschen. As head of MasterCard Worldwide's chip centre of excellence, he is tasked with developing, managing and deploying chip card technologies that enable MasterCard to continue to differentiate ...

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