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She won a fortune with a cookie: a Maryland homemaker took the million-dollar grand prize in the Pillsbury Bake-Off with her Double Delight Peanut Butter Cookie.(MY STORY: Carolyn Gurtz, Gaithersburg, Maryland)(Interview)

WHAT WAS YOUR STRATEGY FOR WINNING? It took me a while to figure it out. I've entered for most of the past 15 years, but this was the first time I was among the 100 finalists. I think the two secrets are to make your recipe easy to prepare and to make sure it appeals to all ages. And you have to incorporate some of the sponsors' ingredients. (To see the recipe, go to kiplinger.com/links/gurtz.)

WHAT ARE YOU GOING TO DO WITH $1 MILLION? The money is awarded as an annuity, so I'll receive $50,000 a year for the next 20 years. And we have to remember that the $50,000 is more like $30,000 a year, after taxes. Fortunately, my husband has 25 years of experience as a financial ...

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