Article: Cities often dream up stadiums before thinking of payment.(Thomas Dorsey of AMBAC Indemnity Corp.)

Most new stadium projects are planned in reverse, according to Thomas A. Dorsey, director of credit management and senior vice president in the underwriting department at AMBAC Indemnity Corp.

All too often, he said, cities start by announcing what should be the conclusion - that they will build an arena - and then work back to what should have been the beginning, how to finance it.

"The problem with most stadium transactions is that they fall into that old business about: fire, aim, ready," Dorsey said.

"What we have seen in an awful lot of cases in this country is that the urge to announce a stadium - and then figure out how to do it - is ...

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