Article: What to look for in expanding your walls.

If you're expanding your walls or building new space, take note of the changes occurring in service delivery. Your members have many choices for financial services delivery. These choices will affect how you use space.

The financial industry has evolved rapidly since the late 1970s, when NOW accounts and share drafts changed the playing field on which all financial institutions compete. But that was just the beginning. Deregulation and the problems in the savings and loan sector gave rise to increased competition among the three traditional financial intermediaries - credit unions, banks, and thrifts. And consolidation and the more aggressive play by brokerage and ...

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