Article: Nearly One-Third of Credit-Card Owners Hold High Balances; Six in 10 credit-card owners pay off their credit cards monthly.(Survey)

Byline: Dennis Jacobe, Chief Economist

Synopsis: Thirty percent of credit-card holders say they have a balance of more than $2,000, and 19% say their balance exceeds $5,000.

PRINCETON, NJ -- Forty-three percent of American credit-card holders say they always pay off the full balance on their cards each month and another 17% say they usually pay their full balances each month. On the other hand, 25% acknowledge that they usually leave a balance and 12% say they usually pay only the minimum amount due each month (1% pay less than the minimum).

Consumer Credit-Card Use

Last Friday, the Federal Reserve Board reported that total ...

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