Article: INDUSTRY FEELS SPILLOVER EFFECT; Investment bank crisis sends a message to investors about risk.(Special Report: Structured Products)

Byline: Jeff Benjamin

The structured- products industry, after watching sales nearly double last year to a record $114 billion, was knocked off its axis this month by a concentrated blast of spectacular corporate meltdowns.

For an industry that only recently started making headway with individual investors through various financial intermediary channels, the failure of The Bear Stearns Cos. Inc. of New York in March was certainly a challenge for issuers of structured products.

But when industry giants American International Group Inc., Lehman Brothers Holdings Inc. and Merrill Lynch & Co. Inc., all based in New York, simultaneously came forward ...

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