Article: Nonspousal joint tenancy can create tax liability.

Joint ownership of assets with family members other than a spouse can create tax liabilities and other problems that should be understood before entering into such arrangements.

Parents often hold assets in joint tenancy with one or more children for three reasons: to avoid probate, to manage the assets more conveniently, or to initiate a "gifting program." Before adopting joint tenancy with children as a method for holding title to property, however, parents should consider the potential Federal income tax and gift tax liabilities, both short term and long term.

The rules governing joint ownership with family members other than a spouse are complicated and ...

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