Article: Charge! Credit cards.(US credit card issuers entering UK market)

BRITONS who like to borrow using plastic must envy card-carriers across the Atlantic. Compared with American shoppers, British consumers have long suffered a lack of choice and overly steep interest rates. That is now changing. Thanks to a competitive shake-up led by innovative American firms, British credit-card holders are at last starting to get deals worthy of a truly bustling and competitive market.

In most European countries, the credit-card industry remains a backwater. Britain is a lone exception: its consumers hold three times more credit cards than the rest of the European Union put together. Still, until now card-issuers' margins in Britain have remained ...

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