Article: Golden Pacific Bancorp To Open First N. Calif. Startup Bank for 2008.

A team that includes some of the Sacramento region's most experienced business and banking industry veterans is launching Golden Pacific Bancorp (GPB), which will open Sacramento-headquartered Golden Pacific Bank, a proposed federal savings bank, this December as the only startup bank in Northern California for 2008.

The timing of the launch coincides with a financial market meltdown. But what is adversity for existing banks can be opportunity for new ones, say Golden Pacific officials.

"We're starting with fresh capital, a problem-free balance sheet and a clear sense of direction. The banking landscape will be different after this crisis. To achieve ...

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