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Bank, Thrift Earnings Tumble 94% From Year Ago

WASHINGTON-Bank and thrift earnings slid a whopping 94% in the third quarter from one year earlier, to $1.7 billion, according to data released by the Federal Deposit Insurance Corp. (FDIC). Data show the industry's return on assets fell to 0.05%, from 0.92% a year earlier-the second-lowest quarterly ROA reported in 18 years. The FDIC said that "evidence of a deteriorating operating environment was widespread." Earlier, NCUA reported that credit unions' key profitability ratio, return on assets, eroded to 0.12%, the lowest level in decades. Among banks, meanwhile, nearly 60% of institutions reported year-over-year ...

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