Article: The small firms hypothesis and the percent of u.s. society without health insurance: an investigation using alternative means tests.

ABSTRACT

The purpose of this study is to empirically test what is being identified as the "small firms hypothesis," i.e., a hypothesis that the greater the percentage of firms in the U.S. that are "small," the greater the percentage of the population that will be without health insurance. This is based on the premise that smaller firms face a variety of conditions that limit their ability to provide group health insurance benefits to their employees, with the result being that employees at smaller firms are relatively more likely than employees at larger firms to be without a health insurance fringe benefit. The analysis provides strong support for the hypothesis ...

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