Article: Federal Reserve and Treasury announce a new facility to provide liquidity for asset-backed securities.(Term Asset-Backed Securities Loan Facility)

In recent remarks, Secretary of the Treasury Henry M. Paulson, Jr. has indicated that the Treasury would turn its attention under the Emergency Economic Stabilization Act to the market for consumer credit that is securitized outside the banking system. On November 25, 2008, the Federal Reserve and the Treasury announced a joint program to provide liquidity to this market. The program will take several months to implement, and any benefits to consumers and small businesses may not be apparent until sometime in 2009.

The Term Asset-Backed Securities Loan Facility ("TALF") is intended to increase the supply and reduce the cost of consumer and small business credit. ...

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