Article: Maximizing gain exclusion/deferral when selling a principal residence due to death, divorce or marriage.

Is a client about to sell a home due to a death, divorce or marriage? The thicket of rules regarding Sec. 1034 gain deferral and Sec. 121 one" time gain exclusion are complex and require careful scrutiny. This article examines a number of presale planning techniques available in determining which election(s) should be made to maximize gain exclusion and/or deferral.

Society has experienced dramatic changes over the past several decades. For example, in 1970, only 6.2% of women and 9.4% of men in the U.S. were single at age 30; by 1994, those numbers had risen to 18.8% and 29.4%, respectively.(1) The 1994 divorce rate was more than double the 1960 rate.(2) Between ...

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