Article: How not to be caught out by failing stores; The end is nigh: The crowds gather for one Woolworths store's closing-down sale late last year.

Byline: James Coney

BARELY a day goes by without another High Street name going bust. It is warned that 200 shops a day will close this year as the recession deepens.

Recent weeks have seen Woolworths, MFI, Zavvi, Adams, Whittards, Waterford Wedgwood, The Pier and wedding gift firm WrapIt, among others, enter administration.

Consumers can have surprisingly few rights when a firm disappears, so you must now give extra thought to what you buy and how you buy it.

Many stores have left disgruntled customers in the lurch, wondering what will happen to items they have paid for already. Some firms failed to honour gift vouchers.

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