Article: INVESTMENT BRIEF: 10 Years of Isas.(Individual Savings Accounts)(Chelsea Financial Services managing director Darius McDermott )(Fidelity UK managing director Gary Shaughnessy )

Isas Nicola York looks back at the chequered history of a decade of Isas and reports on calls by leading industry professionals for the annual investment limit to be increased

Isas are 10 years old this year but rather than reaching the anniversary in rude health, commentators say the products are in need of a revamp if declining sales are to revive.

Isas were created in 1999 to replace personal equity plans and tax- exempt special savings accounts.

The Pep was launched by the Conservative Government in 1986 as a tax- efficient way of investing in equities and then, in 1990, the Tessa was introduced to give people a tax-efficient option for ...

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