Article: Tomorrow's 'super' institution: look. Up in the sky! No, it's not a bird or a plane, but a 'Super Community Bank' of the future. According to a sampling of Northeast community bankers, tomorrow's successful business model will feature increased flexibility and collaboration, more outsourcing, enhanced customer service, tighter ties to the community--as well as a stronger entrepreneurial spirit.(Community Banks)

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Despite the unrelenting drive to create ever-bigger banking companies, community banks retain value as financial institutions that are deeply rooted in the soil of local communities. This is the view of Ralph Shulansky, Esq., Connecticut's former banking commissioner and the chairman of the board of directors at Bankers' Bank Northeast of Glastonbury, Conn.. Even so, this staunch community bank advocate is concerned about the future.

"Will the community bank's destiny be that of the corner drug store?" he asks.

From one viewpoint, the picture is not very bright. The number of community banks dropped from about 10,000 in ...

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