Article: Responsible lending could save millions from debt trap.

Dubai: AaAbout 3.2 million, or more than 50 per cent of the UAE's population of roughly 6 million, are labourers, most of whom are not being served properly by the country's banking system.

The UAE's financial industry counts on the roughly 2.5 million "bankable" members of the population, leaving the rest unserved - creating an opportunity for new finance companies to tap the market.

Usually the salaries of labourers are not channelled through the banking system, as some bankers think it is "uneconomical" to serve such an "uncreditworthy" class. The majority of labourers get their salaries and overtime paid like in the olden days - at their labour ...

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