Article: Rhode Island Firm Helps Employers Make the Most of Managed Care.(Originated from Providence Journal-Bulletin, R.I.)

CRANSTON, R.I.--Nov. 3--Health insurance isn't as reassuring as it used to be.

Faced with skyrocketing costs, health-insurance companies have been cutting benefits, increasing co-payments, denying care, pressuring doctors to provide fewer services and raising rates.

Because of those problems, businesses -- especially small businesses -have been loath to provide any health insurance for their employees.

It's enough to drive you to depression -- assuming that you have pre-authorization for a major psychiatric illness.

Michael Follick has been bucking the trend.

Follick and his company, Abacus Management Group, ...

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