Article: The closest thing to an international transaction that many community banks do.(Hemisphere National Bank forms network)(Community Banking)

THE CLOSEST thing to an international transaction that many community banks do is to issue traveler's checks for customers going abroad. Then there's The Hemisphere National Bank in Miami.

Hemisphere, a $55-million institution founded in 1979, has received approval for an international banking network in which it will form alliances with five Latin American banks in five countries: Mexico, Brazil, Argentina, Chile and Paraguay. In time, Hemisphere hopes to add others to the network.

Hemisphere is launching the alliances with the help of a huge new capital infusion that boosted its capital to $15 million-giving it a whopping risk-based capital ratio of 62%. It ...

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