Article: Family businesses are taking big hits: a little more than a third of the Fortune 500 companies are family businesses.(Focus: Family Business & Financial Planning)

Like all other types of businesses, family-owned enterprises are certainly feeling the pinch of the downturn in the economy. However, there are also certain key advantages family businesses hold in bad times like these.

Howard L. McMillan Jr., dean of the Else School of Management at Millsaps College, which offers the Family Business Institute, said family businesses are mainly feeling the recession at the bank--more specifically at the loan officer's desk.

"There are some real challenges, namely funding," McMillan, a former bank executive, said. "As we all know, it is much harder to get loans. Loans are under much more scrutiny than in the past.

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