Article: Bank of America Develops Consumer Information Document to Help Texas Consumers Understand Home Equity Loans

DALLAS, Dec. 4 /PRNewswire/ -- Bank of America, the nation's No. 1 bank provider of home equity loans, has developed an educational home equity lending document -- available free of charge -- to help Texas consumers understand the basics of home equity loans and how to use them wisely.

The six-page document, titled "What You Need to Know Before You Borrow," is available at any Bank of America retail branch location throughout Texas and provides consumers with information such as:

-- how home equity works

-- steps toward obtaining a loan

-- factors lenders generally consider in granting credit

-- federal and ...

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