Article: THE response of the Financial Regulator to the banking collapse has been deficient, a group that advises the regulator has said in a new report.

Regulator's response to bank crisis dismissed as deficient

THE response of the Financial Regulator to the banking collapse has been deficient, a group that advises the regulator has said in a new report.

In a damning report, the Consumer Panel of the Financial Regulator questions why officials in the regulator's office did not move to dampen down the housing bubble at an earlier stage.

This could have been achieved by requiring banks to set aside more capital for riskier products, the panel concluded. "Most consumers have lost substantial sums of money because of the inadequate functioning of the present financial regulatory structures. The ...

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