Article: Continuing coverage as circumstances change. (Health Insurance Troubleshooter)

Q I have two children diagnosed with Bardet-Biedl syndrome. They require hospitalizations as well as regular medical care. We currently have good health insurance coverage through my husband's employment. However, he is going to school to change professions and will be looking for a new job when he graduates.

The problem is that many insurance companies have already denied coverage for my children. If my husband changes jobs, how will we get an insurer to cover them?

A The question of whether or not an insurer can reject an applicant depends on the state in which the individual lives. Some states have recently passed health insurance reform laws that ...

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