Article: FINAL WORD: A promise is a promise.

Recovery plans are increasingly looking like works of fiction. TPR may soon have to embrace the unthinkable and reopen commitments to existing pensioners

Nigel, one point we need to check with the lawyers - the main aim here is to get rid of the pension liability."

This is the content of an email, which, according to the Pensions Regulator, was sent to a trustee of Graphex, who was also a director. A month later, the watchdog swooped, appointing independent trustees to prevent assets being removed ahead of a pre-pack.

This was not an isolated incident. The Regulator has appointed independent trustees to more than 50 pension schemes of late ...

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