Article: Closing credit card traps.(Editorials)(Congress approves reforms, but there will be costs)(Editorial)

Byline: The Register-Guard

There's an easy way to stay out of trouble with credit cards: Pay the balance in full before it's due each month. People who do this can get great deals from credit card companies - such as cards with no annual fee, plus cash rebates or frequent-flyer miles - and never pay a dime of interest. The cost of providing these services is borne by other customers who can't or won't maintain a zero balance and end up paying fees and interest, sometimes at exorbitant rates. Congress just has approved legislation that will equalize the credit card companies' treatment of their customers.

The credit card reform legislation had broad ...

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