Article: The time to prosper: make the choice for a better future.

OK, first let's acknowledge the elephant in the room: the recession. We're in one. It's frustrating and sometimes scary. Now that we have that out of the way, let's get to the real issue: you.

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You are where you are today because of your choices. Sure, recessions, layoffs and stock tumbles have happened before and will happen again. If you or someone you love has recently gotten a pink slip, you know that circumstances and other people's decisions certainly play a part in your life. Jobs end. Recessions come and go. Life happens. And it isn't always easy. But what you must understand if you want to thrive while everyone else around ...

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