Article: State Licensing Rules Stunt Growth Of Prepaid Industry.(ATM News)

Byline: Maria Aspan

Overcoming a myriad of state regulations, not a lack of consumer interest, is usually the most-daunting hurdle facing prepaid card issuers.

Just ask nFinanSe Inc., a Tampa, Fla.-based company.

After two years of clearing regulatory hurdles, the Tampa, Fla.-based company says it was finally ready to compete on a national level. Jerry R. Welch, nFinanSe CEO, says the company spent "hundreds of thousands" of dollars obtaining licenses in 41 states and the District of Columbia.

"It's the cost of doing business" in a business where "the universe of participants ... is really quite small," Welch says.

His ...

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