Article: More or Less? Branch Debate Rages.(UpFront News)

Byline: Katie Kuehner-Hebert

The future-of-branching debate is back on. In one corner are the industry experts who forecast a post-meltdown reduction in the number of branches. In the other corner are those who argue that banks will have to add branches to whip up deposits.

The predictions vary widely-from roughly 10,000 closings to more than 1,000 additions over the next five years.

As of June 30 there were just over 99,000 U.S. bank and thrift branches, according to the Federal Deposit Insurance Corp. Ken Thomas, the president of Branchlocation.com in Miami, says the number of branches in the country could top 100,000 in the next five years, ...

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