Article: I'm no fortuneteller: so, don't ask me where the markets are heading tomorrow. What I do know: dollar-cost averaging doesn't require a crystal ball.(TOTAL RETURN)

ONE OF THE ODD THINGS ABOUT BEING A FINANCIAL specialist is that I have a lot more conviction in my long-term expectations than in my short-term ones. People have a hard time understanding this, because it runs counter to the way life works. Where will you be tomorrow at noon? You probably have a good idea. How about on June 6, 2013? You probably have no idea whatsoever.

When it comes to the stock market, though, I'm much more comfortable predicting that the market will be higher 10 years from now, say, than I would be saying the market will be higher tomorrow. What about market peaks and troughs? No one can pinpoint market bottoms or market tops. Lately, a lot ...

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