Article: Morgan Stanley Smith Barney teams with Nationwide to Launch Select Retirement - A Seamless Investment and Income Management Strategy for Retirees.

Combines the Advantages of a UMA with Lifetime Income Protection

NEW YORK -- Morgan Stanley Smith Barney announced today that it has launched Select Retirement, an optional income protection feature that is specially designed to augment the Select UMA[R] unified managed account program.

Select Retirement employs a fixed income annuity issued by Nationwide Life Insurance Company (Nationwide) to provide a distinct way to create guaranteed lifetime income from the Select UMA account.

"We expect that the ability to combine a UMA with access to guaranteed lifetime income will be viewed by our industry as an important step forward," said James J. ...

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