Article: The Top 100 Mid-Tier Banks; Ranked by 3-Year AVG ROE.(Snapshot)(Company rankings)

Rank/Institution Location Total Assets ($000) Market Value ($M) Closing Price ($) ROE 2008 (%) 3-YR Avg. ROE (%)

Net Interest Margin (%) Net Income ($000) Total Non-Interest Income ($000) ROAA (%) Efficiency Ratio (%) Profit Margin (%)

1 Westamerica Bancorporation San Rafael, CA 4,032,934 1,432.7 49.08 14.77 20.09 5.13 59,835 54,899 1.42 39.77 54.03

2 Wilshire Bancorp Inc. Los Angeles, CA 2,450,011 179.4 6.10 14.14 18.66 3.76 26,473 20,649 1.14 46.27 41.40

3 Bank of the Ozarks Inc. Little Rock, AR 3,233,303 336.2 19.93 15.96 17.72 3.96 34,690 20,635 1.15 40.42 38.46

4 TrustCo Bank Corp NY Glenville, NY 3,506,813 445.1 5.84 ...

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