Article: PAY DIRT; Experts rate the best credit cards; Whether you're looking for low rates, a chance to build credit or generous rewards, here are a few cards you should consider.(BUSINESS)(PAY DIRT)

Byline: KARA MCGUIRE; STAFF WRITER

Since the credit crisis and this economic downturn took hold, most credit card companies are reevaluating risk and changing the terms -- even for their best customers. A week doesn't go by without a reader sharing a nightmarish story about a closed card, a lowered credit limit or jacked-up interest rates and higher fees. I always appreciate feedback from readers. But there's something more they should do about their lousy credit card than complain to me about it: Shop around. Yes, it's harder to be approved for credit these days, and who knows if the good-looking cards of today will keep their attractive terms tomorrow. Many ...

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