Article: Coastal to Cut Risky Assets.(Community Banking)(Brief article)

Byline: Robert Barba

Coastal Banking Co. of Beaufort, S.C., has entered into a formal agreement with regulators to reduce its risky assets.

The $488 million-asset company, which has been weighed down by bad construction loans lately, said the agreement requires its CBC National Bank to strengthen loan underwriting and administration, with particular emphasis on its exposure to commercial real estate.

The bank had nonaccrual loans of $25.9 million at the end of the second quarter, up 6.5% from the first quarter, according to data from the Federal Deposit Insurance Corp. The nonaccruals made up 5.31% of its total loans.

Construction ...

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