Article: Home Warranty Association of California Says First-Time Buyers, Tighter Lending Spark Home Warranties.

A dramatically changing housing market dominated by first-time buyers, tightened financial lending requirements and higher down payments is intensifying consumer demand for home warranties, according to the Home Warranty Association of California (HWAC).

Stewart E. Miller, a member of HWAC Board of Directors, reports that the association anticipates that the large majority of home buyers in the near term will continue to be first-time buyers or investors at the lower priced segment of the market.

"With new lending requirements, including higher down payments, many buyers may be strapped for cash. However, with a home warranty in place, new home owners ...

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