Article: Lehman lessons lost with Obama, experts say.(Business)

Byline: Alison Fitzgerald and Christine Harper Bloomberg News

Less than 24 hours after his swearing-in ceremony, U.S. Treasury Secretary Timothy F. Geithner surprised Camden R. Fine with an invitation to a one-on-one meeting about the financial crisis.

"I about fell out of my chair," said Fine, president of the Independent Community Bankers of America, a Washington-based trade group with about 5,000 members. He was in a corner office overlooking the White House at the Treasury Department the next morning, telling Geithner that behemoths such as Citigroup Inc. and Bank of America Corp. were a menace, he said.

"They should be broken up and sold ...

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