Article: Risk managers dig deeper to uncover insurer flaws; Seek to hedge risks through diversification.(NEWS)(American International Group Inc.)

Byline: ROBERTO CENICEROS

A year after the near-failure of American International Group Inc., risk managers say they have adjusted their insurance programs and increased their scrutiny of insurers' financial position.

In fact, they are looking beyond the insurer to scrutinize its parent company.

Many say AIG's fall was a wake-up call, forcing them to diversify their insurance programs by moving some coverage to other insurers. They also moved portions of their programs so they could sleep better at night knowing their insurer would be around.

Fred O. Pachcentsn, vp of risk management for Santa Barbara, Calif.-based Select Staffing ...

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