Article: MELTDOWN LESSONS; INVESTORS MUST EVALUATE AND LEARN FROM MISTAKES.(Moneywise)(Column)

Byline: JIM BURNS CONTRIBUTING WRITER

One year ago this month, the global financial system appeared headed for a total collapse. At the time, Treasury Secretary Hank Paulson and the Bush administration were desperately working to persuade Congress to pass an extensive government bailout package called "TARP," which stood for Troubled Asset Relief Program, to inject much needed liquidity into the financial system.

At the same time, Sheila Bair and the Federal Deposit Insurance Corp. raised the insurance coverage for money market funds to $250,000 from $100,000 to prevent a classic "run on the bank." Every day, it seemed, stocks -- and many bonds -- were ...

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