Article: United States : US banks could face $45bn payment to FDIC.

US banks will have to pay $45bn in up front fees to the depleted deposit insurance fund under a plan presented on Tuesday aimed at avoiding the use of taxpayers cash to plug the hole.

The Federal Deposit Insurance Corporation proposed the plan to top up its liquid assets, which it says will otherwise run out early next year as banks continue to fail.

FDIC staff said the cost of bank failures between 2009 and 2013 would be about $100bn, compared with an estimate of $70bn made in May. Most of the failures are expected this year and next.

Sheila Bair, FDIC chairman, stressed that the fund was in no danger of running out of money because it had a ...

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