Article: CREDIT CRUNCH CRUSADER.(Features)

Byline: Siobhan McNally

Give your credit report a check-up to see it's still healthy, and a pounds 50 annual saving on your coffee should perk you up...

Play your cards right

Like it or not, the big credit-reference agencies - Experian, Equifax and CallCredit - hold the key to your financial health.

These days you need a squeakyclean record for a lender to give you credit, so you need to ...

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