Article: India Needs More Banks; The country offers an expanding middle class and a seriously underbanked population. Western banks should be paying attention.(The Economy)

Byline: Joseph Rosta

India's macroeconomic potential is staggering.

By some estimates India's growth domestic product stood at $1.25 trillion (at the official exchange rate) in 2008. The CIA ranked the country's purchasing power-parity GDP as fifth-largest in the world last year, and there are estimates that its middle-class population could explode to half a billion in less than two decades.

But where India doesn't seem to impress is in its bank sector. The country is served by only 25 public-sector banks, 21 domestic private-sector banks, and less than 20 Western private institutions. Of the latter, just five banks - HSBC, Citigroup, Standard ...

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