Article: What's Lost, Gained If Giants Get Downsized.(National/Global)

Byline: Heather Landy

(Second of three parts)

As the politicians and regulators fret about how to handle big banks, it is worth asking whether we really even need them - big banks, that is.

We do.

We don't.

We might.

The question, like so many raised in the wake of the financial crisis, is fraught with disagreements over policy and philosophy, over the measurable benefits to the economy and the ultimate costs to society.

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